🏡 Who I Help

If you're looking to buy a home and want guidance that’s clear, real, and customized — you're in the right place. I work directly with serious buyers who want more than cookie-cutter advice or a pushy sales pitch.

🎯 First-Time Homebuyers

You're tired of renting and unsure where to start. Maybe you've been told you “can’t qualify,” or you're overwhelmed by the process.

I’ll help you:

• Understand exactly what you can afford (and how)
• Improve your buying power (even with student loans or lower credit)
• Navigate down payment assistance, VA, FHA, or conventional options
• Get pre-approved with confidence and clarity

💬 “I had no clue what I was doing, and Ron broke it down step-by-step. I closed in 24 days!”

🚀 Move-Up Buyers

You’ve outgrown your current home and want to sell + buy without juggling chaos.

I’ll help you:

• Strategically plan your timing, financing, and equity use
• Coordinate pre-approval before listing your home
• Explore bridge loan, recast, or same-day close options
• Avoid double moves or being stuck “in between”

“We listed, sold, and moved into our new home seamlessly — thanks to the plan we made together.”

Veterans Using VA Loans

You're eligible for VA financing — but you're getting vague info, red tape, or worse: lenders who don’t understand the rules.

I specialize in:

• Zero down VA financing (including jumbo)
• Helping active-duty military with PCS moves
• Explaining your entitlement, funding fee, and eligibility clearly
• Partnering with VA-experienced realtors, if you don’t have one

“I used my VA benefit the right way and saved $23K in fees.”

💼 Self-Employed Buyers

You’ve got income — but it doesn’t show up like a W-2 employee. You’re tired of lenders saying no because “your taxes don’t qualify you.”

Let’s fix that. I’ll help you:

• Use bank statements, P&L, or asset depletion programs
• Qualify without changing how you run your business
• Connect with underwriters who understand entrepreneurs
• Keep your CPA happy and your approval strong

🏘️ Real Estate Investors

You’re building wealth through real estate and need financing that works fast, flexibly, and smart.

I work with:

• First-time and seasoned investors
• DSCR, no-income, and asset-based loans
• Portfolio lenders for multi-units and short-term rentals
• Strategies for BRRRR, fix & flip, and long-term hold

“Closed 3 deals in 90 days — couldn’t have done it without Ron dialing in the lending.”